PINGJIEGUANGFANDEFUWUWANGLUOHEYINXING、XINTUO、ZHENGQUANDENGDUOYUANHUADEJINRONGHEZUOPINGTAI，HAERBINYINXINGXIANGMURONGZIZHUANYETUANDUISHUNYINGGUOJIJINRONGXINGSHIHEKEHUXUQIUDEBIANHUA，LINGHUOYOUXIAODIJINXINGCHANPINZUHE，JIJITUIDONGCHANPINCHUANGXIN，WEIQIYEKUAYUESHIFAZHANTIGONGQIANGYOULIZHICHI，WEIQIYETIGONGQUANFANGWEI、YITIAOLONGDEZUHERONGZIFUWU，BANGZHUQIYETIGAOHEXINJINGZHENGLI。

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  同业授信

  　　ZAIDUISHOUXINKEHUDEYEWUHECAIWUZHUYAOZHIBIAOZONGHEFENXIDEJICHUSHANG，PINGDINGQIXINYONGDENGJI，GENJUQIXINYONGDENGJIHEGONGSIGUIMO，XIANGYINGQUEDINGSHOUXINEDUHESHOUXINQIXIAN。FANFUHESHOUXINBIAOZHUNBINGYUBENXINGYOULIANGHAOYEWUHEZUODETONGYEKEHU，JUNKEYIXIANGBENXINGTICHUSHOUXINSHENQING。

  　　YEWUTESE:

  　　YONGYOUYITAOKEXUEKEXINGDESHOUXINPINGJIATIXI，KEWEIFUHETIAOJIANDEJINRONGJIGOUTIGONGBENWAIBIZONGHESHOUXINEDU，CHANPINZHONGLEIFENGFU。ZONGHESHOUXINHETEBIESHOUXINKEQUANFANGWEIMANZUTONGYEKEHUDEXUQIU。DUIYUXINYUZHUOZHUDEJINRONGJIGOU，KETIGONGLVSETONGDAO，KUAIJIEGAOXIAO。

  　　SHOUXINFANWEIBAOKUODANBUXIANYU：

  　　PIAOJUZHUANTIEXIANYEWU、TONGYECHAIJIE、TONGYECUNFANG、TONGYEJIEKUAN、ZHAIQUANHUIGOUDENG。

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  人民币同业借款业务

  　　RENMINBITONGYEJIEKUANYEWUSHIZHIGENJUZHONGGUORENMINYINXINGHEZHONGGUOYINXINGYEJIANDUGUANLIWEIYUANHUIXIANGGUANGUIDING，WOXINGXIANGJINGNEIQITAJINRONGJIGOUTIGONGRENMINBIRONGZIDEYEWU。WEIQUDEYINXINGJIANCHAIJIESHICHANGCHENGYUANZIGEDEYINXINGLEIJINRONGJIGOUKETONGGUOTONGYEJIEKUANFANGSHIQUDERONGZITUJING。

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  担保业务

  　　GONGNENGJIESHAO:

  　　ZAIFUHEZHENGCEFAGUIHEJIANGUANDEQIANTIXIA，BENXINGKEWEITONGYEKEHUTIGONGXINYONGDANBAOYEWU，WEIKEHUYEWUFAZHANTIGONGXINYONGZHICHI；BENXINGYEKEYIJIESHOUNINTIGONGDEHEFADANBAO，WEININDEKEHUHUOWOMENGONGTONGDEKEHUTIGONGXINYONGHERONGZIYEWUZHICHI。

  　　YEWUTESE:

  　　BENXINGZAIGUONEIWAISHICHANGSHANGJUYOULIANGHAOXINYU，ZAIBAOHAN、BEIYONGXINYONGZHENGDANBAOYEWUFANGMIANJUYOUFENGFUJINGYAN，KEWEIKEHUYEWUFAZHANTIGONGDALIZHICHI。

  　　BANLILIUCHENG:

  　　KEHUTIJIAOSHENQINGSHU，JINGBENXINGSHENHESHENPIHOUBANLI。

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  信贷资产转让业务

  　　GONGNENGJIESHAO:

  　　XINDAIZICHANZHUANRANGYEWUSHIZHIYOUCHURANGRENJIANGQICHIYOUDEJINRONGXINDAIZICHANANYUEDINGDEJIAGE、FANGSHICHURANGJISHOURANGREN，SHOURANGRENYIYUEDINGJIAGEZHIFUSHOURANGJIAKUAN，QUDEJINRONGXINDAIZICHAN，BAOKUOMAIDUAN、HUIGOULIANGZHONGFANGSHI。

  　　YEWUTESE:

  　　TONGGUOXINDAIZICHANMAIRUYUMAICHU、MAIDUANYUHUIGOUDEZUHEYUNYONG，NENGGOUYOUXIAOWANSHANLIUDONGXINGGUANLISHOUDUAN、HELIGUIBIZICHANFUZHAIJIANGUANZHIBIAO，HAIKEYOUXIAOTUOKUANXINDAIKEHUHEXINDAIZICHANZHUDONGJIERUHEZHUDONGTUICHUDEQUDAO。BENXINGJUYOUDUONIANXINDAIZICHANZHUANRANGYEWUJINGYAN，ZHIDINGLEQUANTAOYEWUGUANLIBANFAHECAOZUOXIZE，JUBEIYUGELEIJINRONGJIGOUHEZUOJINGYAN，TONGGUOXINDAIZICHANZHUANRANGYEWU，SHIXIANBENXINGYUNINZHIJIANDEHUXIANGZHICHIHEXIEZUO。

  　　BANLILIUCHENG:

  　　KEHUTIJIAOSHENQINGSHU，JINGBENXINGSHENHESHENPIHOUBANLI。

  　　ZAISHOUXINEDUNEIANZHONGGUORENMINYINXINGHEYINJIANHUIDEYOUGUANGUIDINGZHUBIBANLI

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  同业拆借

  　　GONGNENGJIESHAO:

  　　BENXINGXIANGJINGNEIWAIJINRONGJIGOUTIGONGDUANQIZIJINRONGTONGBIANLI，QIXIAN、LILVZUNXUNZHONGGUORENMINYINXINGDEYOUGUANGUIDING。

  　　YEWUTESE:

  　　BENXINGSHIQUANGUOYINXINGJIANSHICHANGSHOUPICHENGYUAN，YONGYOUCHENGSHUXINGJINDEZIJINYEWUXITONGHEFUYOUJINGYANDEZHUANYERENYUAN。WOMENJIANGTONGGUOHEFAHEGUI、JIJIWENTUODIKAIZHANTONGYECHAIJIEYEWU，MANZUNINDEDUANQIZIJINXUQIU，PEIHENINJINXINGKEXUEDELIUDONGXINGGUANLI。

  　　BANLILIUCHENG:

  　　ZAISHOUXINEDUNEIANZHAORENMINYINXING、YINJIANHUIDEYOUGUANGUIDINGZHUBIBANLI。

•  

  代理信托产品资金收付

  　　GONGNENGJIESHAO:

  　　DAILIXINTUOZIJINSHOUFUYEWU，SHIZHIHAERBINYINXINGJIESHOUXINTUOGONGSIDEWEITUO，ZAIZHIDINGYINGYEWANGDIANWEININTIGONGXINTUOCHANPINRENGOUJIAOKUAN、XINTUOSHOUYIFENPEI、XINTUODAOQIDUIFU、XINTUOSHOUYIQUANZHUANRANGDENGYIXILIEFUWUHUOQIZHONGBUFENFUWU，BINGXIANGXINTUOGONGSISHOUQUSHOUXUFEIDEYIXIANGZHONGJIANYEWU。

  　　YEWUTESE:

  　　BENXINGYONGYOUFENGFUDEKEHUZIYUAN、ZHONGDUODEYINGYEWANGDIAN、BIANJIEDEJIESUANSHOUDUAN、WANSHANDEZHONGJIANYEWUXITONG、JIANQUANDEGUIZHANGZHIDU，SUOTIGONGDEDAILISHOUFUYEWUJIANGWEIXINTUOGONGSIJIEJUEXIAOSHOUQUDAOHEKEHUZIYUANNANTI，WEIXINTUOCHANPINDECHENGGONGFAXINGCHUANGZAOJIJITIAOJIAN。

  　　BANLILIUCHENG:

  　　1 、YINXINSHUANGFANGSHANGQIADAILIXINTUOZIJINSHOUFUYEWUHEZUOXIANGGUANSHIXIANG；

  　　2 、YINXINSHUANGFANGANGEZIGUIDINGCHENGXUJINXINGYEWUBAOPIHOU，SHUANGFANGQIANSHU《DAILIXINTUOZIJINSHOUFUXIEYI》；

  　　3 、XINTUOGONGSIFAXINGXINTUOCHANPIN，YUTOUZIZHEQIANDING《XINTUOHETONG》JI《RENGOUFENGXIANSHENMINGSHU》，TOUZIZHEXIANGYINXINGJIAONAXINTUOZIJIN；

  　　4 、XINTUOCHANPINMUJIQIJIESHU，YINXINGJIANGXINTUOZIJINHUARUXINTUOCAICHANZHUANHU，XINTUOCHANPINCHENGLI；

  　　5 、XINTUOCHANPINDAOQI，XINTUOGONGSIXIANGYINXINGBOFUXINTUOZIJINJIQISHOUYI，YINXINGXIANGTOUZIZHEHUAFUXINTUOZIJINJIQISHOUYI。

•  

  人民币同业代付业务

  　　ZHONGZIYINXINGLEIJINRONGJIGOU（JI“WEITUOXING”）GENJUQIKEHUDESHENQING，YIZISHENDEMINGYIWEITUOWOXINGTIGONGRONGZI，WOXINGZAIGUIDINGDEDUIWAIFUKUANRIGENJUWEITUOXINGDEZHISHIXIANXINGJIANGKUANXIANGHUAZHUANZHIWEITUOXINGZHANGHUSHANG，WEITUOXINGZAIYUEDINGHAIKUANRICHANGHAIWOXINGDAIFUKUANXIANGDEBENXIDEYEWU。ZHUYAOBAOKUOGUONEIXINYONGZHENGJIESUANXIANGXIAHEGUONEIBAOLIXIANGXIADERENMINBIDAIFU。ZAIZHAIQUAN、ZHAIWUGUANXIBUFASHENGZHUANYIDETIAOJIANXIA，WEIWEITUOXINGDEKEHUJIEJUERONGZIWENTI。

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  票据转贴现

  　　GONGNENGJIESHAO:

  　　SHANGYEHUIPIAOZHUANTIEXIANSHIZHIJINRONGJIGOUJIANGWEIDAOQIDEYITIEXIANSHANGYEHUIPIAOZAIYITIEXIANFANGSHIXIANGLINGYIJINRONGJIGOUZHUANRANGDEPIAOJUXINGWEI，SHIJINRONGJIGOUZHIJIANJINXINGDUANQIZIJINRONGTONGDEYIZHONGFANGSHI。

  　　YEWUTESE:

  　　HAERBINXINGSHIZHONGGUOPIAOJUSHICHANGDEZHONGYAOCHENGYUANHEZHUYAOSHICHANGCANYUZHE，PIAOJUSHICHANGRONGZIJINGYANFENGFU，YONGYOUYIZHIGAOSUZHIDEPIAOJUJIAOYIDUIWU，JIANLILEQUANXINGPIAOJUYEWUZHONGXIN，YIYUGUONEIJISHIJIAPIAOJUZHUANYINGJIGOUHEQITASHANGYEYINXING、CAIWUGONGSIJIANLILEZHANGQIWENDINGDEPIAOJUZHUANTIEXIANYEWUHEZUOGUANXI，CAOZUOSHOUXUGAOXIAOBIANJIE，FENGXIANJIANKONGJIZHIJIANQUAN，NENGWEININTIGONGJIAGEHELIDEPIAOJURONGZIZHICHIHEZHENSHIYOUZHIDESHICHANGPIAOYUAN，YIJIWANSHANDEPIAOJURONGZIFUWU。

  　　BANLILIUCHENG:

  　　TONGYEKEHUCHIHEFAPIAOJUJINGBENXINGSHENHESHENPIHOUBANLI。

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  同业存放

  　　GONGNENGJIESHAO:

  　　TONGYEKEHUKEZAIBENXINGKAILITONGYECUNFANGZHANGHU，BENXINGKEWEIKEHUTIGONGANQUAN、KUAIJIEDECUNQUKUANYEWU，TONGSHIMANZUKEHUYUBENXINGZHIJIANGELEIYEWUWANGLAIDEZIJINQINGSUANXUQIU。

  　　YEWUTESE:

  　　BENXINGSHIQUANGUOSHOUPICHENGLIDEQUANGUOXINGGUFENZHISHANGYEYINXINGZHIYI，ZIBENCHONGZU、JINGYINGWENJIAN、XINYULIANGHAO，SHIGUANGDATONGYEKEHUKAILITONGYECUNFANGZHANGHUDELIXIANGYINXING。